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Credit Authorizers, Checkers, and Clerks
(SOC Code : 43-4041)
in Sacramento County

Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data; determine credit worthiness; process applications; and notify customers of acceptance or rejection of credit.

Employers usually expect an employee in this occupation to be able to do the job after Short-term on-the-job training .

Sacramento County is part of the Sacramento--Roseville--Arden-Arcade MSA, which includes El Dorado, Placer, Sacramento and Yolo counties.
Occupational Wages[Top]
AreaYearPeriodHourly MeanHourly by Percentile
25thMedian75th
Sacramento--Roseville--Arden-Arcade MSA20231st Qtr$22.50$17.33$22.36$26.37
Data for Sacramento County are not available. Data for Sacramento--Roseville--Arden-Arcade MSA has been substituted.

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Occupational Projections of Employment (also called "Outlook" or "Demand")[Top]
 AreaEstimated Year-Projected YearEmploymentEmployment ChangeTotal Job Openings
EstimatedProjectedNumberPercent
Sacramento--Roseville--Arden-Arcade MSA2018 - 2028110100-10-9.190
Data for Sacramento County are not available. Data for Sacramento--Roseville--Arden-Arcade MSA has been substituted.

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Job Openings from JobCentral National Labor Exchange[Top]
 
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Industries Employing This Occupation (click on Industry Title to View Employers List)[Top]
Industry Title
Number of Employers in Sacramento County
Percent of Total
Employment for Occupation in State of California
Nondepository Credit Intermediat52915.6%
Depository Credit Intermediation27613.1%
Management of Companies and Enterpri1426.3%
Building Material and Supplies D5945.1%
Household Appliances and Electri1872.9%
Motor Vehicle and Motor Vehicle1351.8%
Hardware, and Plumbing and Heati1121.8%
Offices of Physicians 2,1531.8%
Professional and Commercial Equi1471.6%
Apparel, Piece Goods, and Notion51.5%
Machinery, Equipment, and Suppli2071.5%
Electronic Markets and Agents/Brokers 451.5%
Activities Rel to Credit Intermediation 701.1%

About Staffing Patterns
 
Training Programs (click on title for more information)[Top]
Program Title
Banking and Financial Support Services

About Training & Apprenticeships
 
About This Occupation (from O*NET - The Occupation Information Network)[Top]
Top Tasks (Specific duties and responsibilities of this job.)
Keep records of customers` charges and payments.
Evaluate customers` computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
File sales slips in customers` ledgers for billing purposes.
Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
Mail charge statements to customers.
Prepare credit cards or charge account plates.
Compile and analyze credit information gathered by investigation.
Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Prepare reports of findings and recommendations, using typewriters or computers.

More Tasks for Credit Authorizers, Checkers, and Clerks , More Tasks for Credit Authorizers , More Tasks for Credit Checkers

Top Skills used in this Job
Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking - Talking to others to convey information effectively.
Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
Speaking - Talking to others to convey information effectively.
Judgment and Decision Making - Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Writing - Communicating effectively in writing as appropriate for the needs of the audience.
Social Perceptiveness - Being aware of others` reactions and understanding why they react as they do.
Time Management - Managing one`s own time and the time of others.

More Skills for Credit Authorizers, Checkers, and Clerks , More Skills for Credit Authorizers , More Skills for Credit Checkers

Top Abilities (Attributes of the person that influence performance in this job.)
Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.
Written Comprehension - The ability to read and understand information and ideas presented in writing.
Oral Expression - The ability to communicate information and ideas in speaking so others will understand.
Written Expression - The ability to communicate information and ideas in writing so others will understand.
Problem Sensitivity - The ability to tell when something is wrong or is likely to go wrong. It does not involve solving the problem, only recognizing there is a problem.
Near Vision - The ability to see details at close range (within a few feet of the observer).
Oral Comprehension - The ability to listen to and understand information and ideas presented through spoken words and sentences.
Oral Expression - The ability to communicate information and ideas in speaking so others will understand.

More Abilities for Credit Authorizers, Checkers, and Clerks , More Abilities for Credit Authorizers , More Abilities for Credit Checkers

Top Work Values (Aspects of this job that create satisfaction.)
Independence - Occupations that satisfy this work value allow employees to work on their own and make decisions.
Support - Occupations that satisfy this work value offer supportive management that stands behind employees.

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Top Interests (The types of activities someone in this job would like.)
Conventional - Conventional occupations frequently involve following set procedures and routines. These occupations can include working with data and details more than with ideas. Usually there is a clear line of authority to follow.
Enterprising - Enterprising occupations frequently involve starting up and carrying out projects. These occupations can involve leading people and making many decisions. Sometimes they require risk taking and often deal with business.

More Interests for Credit Authorizers, Checkers, and Clerks , More Interests for Credit Authorizers , More Interests for Credit Checkers

 
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